IX.                BUSINESS TRAVEL

BUSINESS CUSTOMS:

Business customs practiced in the United States will transfer well
in New Zealand.  It is common practice to make and keep
appointments.  Corporate officers to the most senior level are
usually reachable and open to business discussions.

TRAVEL ADVISORY SERVICES AND VISAS:

Normal commercial travel agency assistance is appropriate for
travel and hotel arrangements while traveling in New Zealand.  The
United States and New Zealand enjoy a visa waiver pilot program
allowing travel, without a visa, for stays up to 90 days.  For this
program, possession of a return or onward ticket is required.  All
visitors may apply for an extension of stay for up to 12 months.
A valid passport with an expiration date at least three months
beyond the date of departure is also required.  The program allows
for one to work but not get paid during the stay.

The Business Immigration Policy (BIP) focuses on selection of
appropriate people rather than evaluation of business proposals.
Applicants must demonstrate that they have the background, ability,
skills, and investment capital for their proposed business venture.
For longer stay, the New Zealand Embassy or Consulate should be
contacted for information pertaining to worker's and permanent
residency permits.

HOLIDAYS:
 JAN  3, 1994    JAN  2, 1995     New Year's Day Observed
 JAN  4, 1994    JAN  3, 1995     New Year Holiday Observed
 JAN 24, 1994    JAN 23, 1995     Wellington Anniversary Day
                                  (Wellington only)
 JAN 31, 1994    JAN 30, 1995     Auckland Anniversary Day
                                  (Auckland only)
 FEB  6, 1994    FEB  6, 1995     Waitangi Day
 APR  1, 1994    APR 14, 1995     Good Friday
 APR  4, 1994    APR 17, 1995     Easter Monday
 APR 25, 1994    APR 25, 1995     ANZAC Day
 JUN  6, 1994    JUN  5, 1995     Queen's Birthday
 OCT 24, 1994    OCT 23, 1995     Labor Day
 OCT 31, 1994    NOV  6, 1995     Marlborough Anniversary
                                  (Blenheim only)
 NOV 11, 1994    NOV 10, 1995     Canterbury Anniversary
                                  (Christchurch only)
 DEC 26, 1994    DEC 25, 1995     Christmas Day Observed
 DEC 27, 1994    DEC 26, 1995     Boxing Day Observed

BUSINESS INFRASTRUCTURE (Transportation, Language, Communications,
Housing, Health, Food):

Travelling in New Zealand is as easy as traveling in the U.S.  Car
transportation (rental, taxi, purchase) is problem free, excluding
the issue of driving on the left hand side of the road.  Airplane
service is available between Wellington and Auckland on a hourly
basis with less frequent service to smaller towns.

Accommodations:

Hotel and restaurants are abundant and for the most part
economically priced.  Food and water are handled in a sanitary
manner.  Wide choices of restaurants from fast food to upscale
environments and from American to Asian cuisine are readily
available in the urban centers.  Hotel accommodation can be spartan
in rural regions, but upscale and mid-range accommodations are
available in the metropolitan areas.  New Zealand is known for its
designation sports lodges and has a very wide network of Bed &
Breakfast and Farmstay inns.

Medical Services:

The New Zealand health system consists of public, private and
voluntary sectors that interact to provide and fund health care.
The public sector provides free treatment at hospitals for
emergency and major problems, including maternity and geriatric
care and free dental treatment for those under 18 years of age.
Because public hospital waiting lists have increased, there is
greater interest in private medical insurance.  Therefore, private
hospital care is becoming a more important player in the system.
It recommended that coverage is obtained before entering the
country to ensure a safety net.

Telephones and Facsimile Services:

New Zealand's telephone line density ratio is slightly over 49
lines per 100 people which is comparable to the U.S. and European
ratios.  Its switch gear and line quality is more than satisfactory
for facsimile transmission.  The country supports many long
distance billing services (Telecom, MCI, AT&T, Sprint, and more).
There are currently two cellular networks, BellSouth and Telecom.
Rental services are available on both for visitors.

Climate:

Weather is changeable, typically with short periods of a few days
of settled or unsettled weather.  Due to the proximity to the
ocean, the climate is temperate.  The seasons are reversed from the
northern hemisphere with summer weather during the November to
March period.  Temperature extremes are mainly confined to places
east of the main ranges.